After the savings alone are not enough for your future, to ensure the spouses and children safe and cared for, you need a clear financial plan and projections. This is not only that, but even women who are married or unmarried required.

The financial talk show, single women also need financial planning, because there is still much confusion about the future. “Our place is also a lot of customers need are single women, financial planning. The problem is that they do not know, most single women what they want for the future and I do not know what and how they want to achieve needs. If not provided and not investment, it is wasted time and money. If not properly invested, the savings would not be enough. The annual interest rate, on average, only 3 percent a year. Meanwhile, inflation can be up to 20 percent. This is not to be exceeded in the front. what could be better invested apart early in the set. “

“The customers are single women who come to us is usually confused when asked what they want for the future. In general, our first fishing line with what women usually want in the next 5-10 years. Then realize that financial planning is important, “said Teguh.

The problem is, if the age we are not starting finance scheme, the future will increasingly shorter time to obtain financing. The point is, if and to save money and to invest to ensure the future to stay awake, and dreams can come true.

Today, many people who are stuck with the problem of credit card debt, not the exception of single women who want to look attractive. However, a problem with credit card debt can be a very large flower, a burden. “Women like shopping. Not surprisingly, many heavily indebted credit cards. So that is not affected by the disease of credit card debt is to understand that credit cards to pay half, not a debit card. I’m not saying should not, as a credit card. But he must also understand the conditions after the credit card. You may use a credit card, but make sure it is paid in nominal terms in a savings account. If the payment due will certainly build the first of a long and interesting, “Teguh said.

Who needs financial planning? “Those who have a clear sales and profits can be omitted, as if nothing could be omitted, what is expected: yes, even though their income, for example, 10 million dollars a month, but it is also spending the more or even more, it will be difficult. The most important thing already healthy financial situation, which can be scheduled. There are some indicators to be considered to finance the design, including debt ratio, coverage ratio and the savings rate. need the rest, let your financial adviser to help formulate and prepare financial statements. “